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5-Month Waiting Period Before Disability Payments Begin
(Posted December 17, 2012)
Question 935: My husband has been approved for disability by the Railroad Retirement Board. He has esophageal cancer. We have to wait 6 months for his first check. Will he receive retroactive payments, considering he hasn't worked since August?
Answer: There is actually a five-month waiting period for Disability Annuity payments to start. The waiting period begins the month following the onset of disability.
If you husband worked in the rail industry just before he applied, he should file for Railroad Sickness Insurance Benefits from the Railroad Retirement Board. Those payments can cover the interval between the onset of disability and the time when annuity payments begin.
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