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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

5-Month Waiting Period Before Disability Payments Begin

(Posted December 17, 2012)

Question 935: My husband has been approved for disability by the Railroad Retirement Board. He has esophageal cancer. We have to wait 6 months for his first check. Will he receive retroactive payments, considering he hasn't worked since August?

Answer: There is actually a five-month waiting period for Disability Annuity payments to start. The waiting period begins the month following the onset of disability.

If you husband worked in the rail industry just before he applied, he should file for Railroad Sickness Insurance Benefits from the Railroad Retirement Board. Those payments can cover the interval between the onset of disability and the time when annuity payments begin.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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