Retirement Plan Documents Specialist Loren D. Stark Company
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Pentegra
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Retirement Plan Relationship Manager ERISA Services, Inc.
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Administrator/Consultant (DC and DB) TPA Professionals
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RTD Financial Advisors
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Carpenter Morse Group
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Employee Benefits & Executive Compensation Associate Attorney Polsinelli PC
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Retirement Plan Administrator (TPA) Retirement Plan Consultants
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Nicholas Pension Consultants
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Retirement Plan Legal Specialist Pentegra
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EPIC: TPA/DPS
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EPIC Retirement Plan Services
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Bates & Company
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Retirement, LLC
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Employee Benefits and Executive Compensation Associate Attorney Verrill
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Farmer & Betts, Inc.
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Plumbers Local Union No. 1 Benefit Funds
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Jr Retirement Plan Administrator/ Administrative Assistant Hochheiser Deutsch & Co, Inc.
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Trucker Huss, A Professional Corporation
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Kentucky Trust Company
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Retirement, LLC
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Question 111: Husband and Wife are both doctors. Each owns 100% of an unincorporated medical practice. The two practices are totally separate. Husband maintains a 401(k) plan covering all 5 of his employees. Wife has 10 employees but she does not sponsor a retirement plan. Are both employers required to be aggregated for testing purposes? |
Answer: It depends. Here is a straightforward way of analyzing the situation: |
Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.
The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.
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