Compass
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Bates & Company, Inc.
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AimPoint Pension
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Loan & Distribution Specialist AimPoint Pension
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Regional Vice President of Sales The Retirement Plan Company
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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PNHP Fact Sheet: Health Savings Accounts -- No Savings (PDF)
Physicians for a National Health Program [PNHP] [Opinion] Sept. 1, 2005 3 pages. Excerpt: Advocates of HSAs contend that health insurance 'disguises' the true cost of health care. Patients with health insurance, advocates say, see the health services they receive as being 'free,' and therefore overuse them, causing health care costs to rise. This is known as the theory of 'moral hazard.' Health savings accounts purportedly solve this problem by forcing consumers to purchase health services 'with their own money.' |
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