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What Is the End Game with Target Date Funds: Retirement or Death?
401kHelpCenter.com Apr. 12, 2010
Excerpt: An article recently published in a retirement plan industry journal addressed criticisms of the construction of Target Date Retirement portfolios that are based on a 'through' retirement approach. The term 'through' retirement implies that the glide-path, the formula by which the portfolio's asset allocation rebalances over time, carries through retirement to death. This strategy is contrasted by the 'to' retirement approach, in which the glide-path is designed to end, or become static, at retirement, as opposed to death.
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