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A 360 Degree Approach to Preparing for Retirement (PDF)
The Principal Financial Group Link to more items from this source
Oct. 15, 2013
32 pages. Excerpt: "By giving birth to an autopilot version of 401(k), the 2006 [Pension Protection] Act has proved a watershed. However, there is also a more nuanced view: the 2006 Act has achieved more than expected but less than needed. By itself, it cannot shield plan participants from the colder winds of aging demographics or volatile markets. Hence, it's time to take a fresh look at the downsides of the current system of 401(k) in the private sector and propose actions to minimize them."

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