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Social Security Reform Options (PDF)
Social Security Committee, American Academy of Actuaries Link to more items from this source
Mar. 3, 2014

40 pages. Excerpt: "There are numerous potential reforms that could address Social Security's financial problems. Options within the current defined-benefit structure include increasing the tax rate, reducing benefits by changing the benefit formula, reducing benefits by changing the way they are automatically adjusted for inflation, reducing benefits to dependents, changing the way trust fund assets are invested, and raising the age at which unreduced benefits are paid. Alternatively, the system could be fundamentally changed so that all or some of the benefits are paid from individual accounts. This report presents the committee's analysis of these and other options, without the endorsement of any particular change."

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