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AimPoint Pension
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Loan & Distribution Specialist AimPoint Pension
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Compass
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Target Date Funds: What Retirement Savers Should Know
Michael Kitces in The Wall Street Journal; subscription may be required Apr. 22, 2014
"The irony of this distinction is not just that 'to' funds may require you to reassess your investments in retirement itself-as they're not really intended to take you through retirement at that point-but that 'to' funds may actually leave retirees better prepared for retirement, after all. The reason is that recent research is finding the traditional 'through' fund approach -- where exposure to stocks stays higher in earlier retirement and drifts downward over time -- may actually not be the optimal 'glide path' for equities."
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