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Target Date Funds: What Retirement Savers Should Know
Michael Kitces in The Wall Street Journal; subscription may be required Link to more items from this source
Apr. 22, 2014
"The irony of this distinction is not just that 'to' funds may require you to reassess your investments in retirement itself-as they're not really intended to take you through retirement at that point-but that 'to' funds may actually leave retirees better prepared for retirement, after all. The reason is that recent research is finding the traditional 'through' fund approach -- where exposure to stocks stays higher in earlier retirement and drifts downward over time -- may actually not be the optimal 'glide path' for equities."

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