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Could Personally Owned Retirement Programs Replace Social Security?
National Center for Policy Analysis [NCPA] Link to more items from this source
[Opinion]
May 8, 2015
"In 1981-2, three Texas counties (Galveston, Matagorda and Brazoria) opted out of Social Security and created an alternative, personally owned retirement program that mirrored all three of Social Security's primary functions -- only the benefits are better. It's known as the Alternate Plan (AP).... [D]isabled people are much better off under the Alternate Plan. But so is the country because private sector companies would be monitoring those receiving benefits to ensure [1] they actually are disabled and [2] whether they have improved and can return to work -- both sources of significant potential fraud."

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