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Trends in Claims for Social Security Benefits (PDF)
Center for Retirement Research at Boston College May 12, 2015 "Over the past 25 years, the average retirement age for U.S. workers has been rising, a trend that should align with when people first claim Social Security. But the percentage of all initial claimants who are age 62 shows little change until recently. A better metric to capture claiming behavior over time -- when the population is aging -- is the percentage of workers turning age 62 who claim at 62. This measure, based on unpublished Social Security data, shows a steep decline in claiming at 62 since the mid-1990s: from 56 percent to 36 percent for men. In short, while more than a third of workers still claim right away, a growing number are waiting until their mid-60s or later." |
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