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New Study Confirms 401(k) Limits Not Constraining
MarketWatch Link to more items from this source
May 17, 2015
"The results showed that the increase in 401(k) limits and introduction of catch-up provisions did not have a statistically significant effect on contributions of those workers unconstrained by the deferral limits -- both those under 50 and those over 50.... Constrained workers under age 50 contributed a statistically significant $917 more after 2001 than non-constrained contributors in the same age group. Constrained workers over age 50 -- those now eligible for the catch-up provisions -- contributed a statistically significant $1,697 more after 2001 than their non-constrained counterparts. This increase was about half of the amount by which they could have raised their contributions."

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