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Market Disruption Is Coming to the Benefits Business -- It Will Come from the Outside, Not Inside
Joe Markland Link to more items from this source
[Opinion]
Nov. 3, 2015

"[It] is the underlying costs of health care that drive health insurance costs.... You can eliminate the insurance companies but not reduce health care costs to any significant degree.... The true disruptors are going to impact the market in ways many of us may not yet even imagine. But they will come, because there are many people interested in bending the cost curve including the government, employers, employees, and any individual paying an insurance premium."

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