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July Business Services
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Greenline Wealth Management
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Retirement Solutions Specialists
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Loren D. Stark Company (LDSCO)
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EPIC RPS (TPA/DPS)
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Pollard & Associates
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Nova 401(k) Associates
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July Business Services
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July Business Services
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Fringe Benefit Group
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Great Lakes Pension Associates, Inc.
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159 Matching News Items

1.  Cato Institute Files Amicus Brief in Sibelius v. Hobby Lobby Supreme Court Case
Cato Institute Link to more items from this source
Jan. 29, 2014
"These cases will determine whether individuals who wish to conduct their lives in accordance with their religious beliefs forfeit the right to do so when they engage in business activities, particularly through the corporate form. Cato has submitted a brief supporting Hobby Lobby and Conestoga. We argue that individuals should be able to order their professional lives according to their religious beliefs, that engaging in business doesn't demand the surrender of religious freedom, and that there's nothing inherent in the corporate form that requires denying the owners of a corporation the right to direct their business in a manner that comports with their religion."
2.  Libertarian Cato Institute Opposes Ban on Drug Reimportation
The Washington Post; subscription may be required Link to more items from this source
Aug. 4, 2004
Excerpt: The libertarian Cato Institute, in direct conflict with its allies in the Bush administration, will argue in a report to be released today that Congress ought to lift the ban on prescription drug imports and let the global marketplace sort out imbalances that leave Americans paying the highest prices in the world.
3.  Cato Institute Study Calls for Privately Invested Accounts in Lieu of Traditional Social Security
Cato Institute Link to more items from this source
May 26, 2000
"Instead of saving Social Security, we should begin the transition to a new and better retirement system based on individually owned, privately invested accounts."
4.  Text of Amicus Brief of Texas Public Policy Foundation and Cato Institute, Arguing Against Severability in Constitutional Challenge to Mandated Health Insurance Coverage (PDF)
Texas Public Policy Foundation Link to more items from this source
Jan. 10, 2012
"Various provisions of the Patient Protection and Affordable Care Act impede state sovereignty and individual liberty, limiting states' ability to chart their own course on matters relating to health care. Holding the entire Act unconstitutional would thus vindicate Amici Curiae's missions."
5.  Cato Institute Scholars Have Been Writing About Need for Entitlement Reform for Almost Three Decades
The Washington Post; subscription may be required Link to more items from this source
Aug. 8, 2007
Excerpt: Robert J. Samuelson challenges think tanks to come up with solutions to the 'huge budget costs of aging baby boomers.' We thought you'd never ask.
6.  Statement of Cato Institute at Hearing on Privacy Concerns About Genetic Information
U.S. House of Representatives, Committee on the Judiciary, Subcommittee on the Constitution Link to more items from this source
Sept. 13, 2002
Sept. 12, 2002; Tom Miller, Director of Health Policy Studies. Excerpt: [T]here is little, if any, evidence that health insurers are using or likely to use presymptomatic genetic information in their medical underwriting. Evidence that employers try to obtain, let alone use, such information generally is limited to isolated anecdotes.
7.  Cato Daily Podcast (MP3): Rethinking Health Care Spending Featuring Arnold Kling
Cato Institute Link to more items from this source
Sept. 6, 2006
The podcast is a phone interview on Kling's new book, 'Crisis of Abundance -- Rethinking How We Pay for Health Care.
8.  Kerry Mum on Social Security Reform
Cato Institute Link to more items from this source
Aug. 2, 2004
Press release. Excerpt: The Democratic Party platform approved during this week's national convention opposes Social Security 'privatization' or any reduction in Social Security benefits, but says nothing about how the party would deal with the program's looming financial crisis, according to Michael Tanner, director of the Cato Institute's Project on Social Security Choice ...
9.  Essay: Is More Medicine Better?
Cato Institute Link to more items from this source
Oct. 9, 2007
Excerpt: In this month's Cato Unbound, the iconoclastic George Mason economist Robin Hanson leads off with an essay that argues that 'our main problem in health policy is a huge overemphasis on medicine.' [Three of America's health policy experts step up to respond to Hanson's theme: David Cutler, Dana Goldman, and Alan Garber.]
10.  Issue Brief: How to Reduce the Cost of Federal Pension Insurance
Cato Institute Link to more items from this source
Aug. 25, 2004
Cato Policy Analysis by Richard A. Ippolito. A former Pension Benefit Guaranty Corporation (PBGC) economist presents a plan to improve the underfunded status of the agency.
11.  Hearing: Proposals to Achieve Sustainable Solvency, with & without Personal Accounts, April 26, 2005
Committee on Finance, U.S. Senate Link to more items from this source
Apr. 27, 2005
Links to Member Statements: Charles Grassley, IA, and Witness Statements: Mr. Robert Pozen, Chairman, MFS Investment Management; Mr. Michael Tanner, Director, Project on Social Security Choice, Cato Institute; Mr. Peter Ferrara, Senior Fellow, Institute for Policy Innovation; Mr. Peter R. Orszag, Joseph A. Pechman Senior Fellow, Economic Studies, The Brookings Institution; and, Ms. Joan Entmacher, Vice President for Family Economic Security, National Women's Law Center.
12.  Will Actuaries Come Clean on Public Pensions?
Larry Pollack, via Cato Institute Link to more items from this source
Jan. 24, 2024
"The total underfunding nationally is usually reported to be in the range of $1-$1.5 trillion. But even that large sum understates the shortfall by trillions of dollars.... While there may be some questionable figures on the asset side of the ledger resulting from lagged appraised values for private assets, for example, the bulk of the mismeasurement is from understated 'actuarial liability' -- the present value of future pension benefit payments earned to date by plan members. In essence, actuaries have for years been helping the public officials who hire them hide trillions of dollars of public debt."
13.  Will Actuaries Come Clean on Public Pensions?
Cato Institute Link to more items from this source
Jan. 8, 2024
"By overwhelming consensus, financial economists and even a good number of actuaries have understood for decades that traditional expected‐​return discount rates are inconsistent with finance principles. But binding actuarial professional standards ... endorse using unjustifiable expected‐​return discount rates. Federal pension law and accounting standards have forced actuaries to use more appropriate discounting for private sector pensions. But state and local governments ... have held on tightly to the discredited methodology."
14.  In Yale University ERISA Case, Plaintiffs Lose But Seventh Amendment Wins
Cato Institute Link to more items from this source
July 19, 2023
"Until now, all courts before which the matter reached trial ... have read the Supreme Court's precedent holding monetary damages to be legal damages narrowly, because that case dealt with a suit by a fiduciary against a non‐​fiduciary. These courts have instead applied the 'previously available in equity' test strictly, holding that the collection sought in these cases is surcharge, an exclusively equitable remedy. These reeds are too thin, though, for the denial of a constitutional right, as the court in Yale rightly held."
15.  Where Are the Retirement Tontines?
Cato Institute Link to more items from this source
Apr. 2, 2023
"Tontines are ... well‐​regarded noninsured financial arrangements that can be used to generate lifetime income from pots of money. They have proved successful in the United States and elsewhere. Unfortunately, they are likely not permissible for use by private‐​sector DC retirement plans. Congress would do well to consider retirement policy broadly to allow and facilitate the use of tontines, and possibly other non‐​insured arrangements, for converting private‐​sector DC plan accounts into lifetime income."
16.  CBO's Misleading Description of the Tax Exclusion for Employer-Sponsored Health Insurance
Cato Institute Link to more items from this source
July 1, 2022
"How does the federal government spend/​support/​subsidize ESI? Under the federal 'tax exclusion for employment‐​based coverage,' the money that employers and workers spend on ESI 'is exempt from federal income and payroll taxes.' Catch that? What the federal treasury is actually doing with respect to ESI is… nothing."
17.  Biden Proposes Government Price Controls on Prescription Drugs
Cato Institute Link to more items from this source
Sept. 9, 2021
"The Biden proposal would reduce the prices Medicare pays for prescription drugs ... It would also [impose] the prices Medicare sets to govern its own purchases ... on private payers in the form of price controls [and] impose additional price controls on private transactions by limiting how much drug companies could increase their prices from year to year."
18.  Ignoring Social Security Paints False Wealth Inequality Picture
Cato Institute Link to more items from this source
Mar. 5, 2020
"Adjusting for Social Security wealth not only substantially reduces the level of wealth apparently 'held' by the top 1 percent and top 10 percent, it completely changes the trend since 1989 ... Social Security wealth has increased over three‐​fold between 1989 and 2016, due to expansions of the program, a fall in real interest rates, and population aging ... [In] 2016 Social Security represented 57.7 percent of all wealth held by the bottom 90 percent by net wealth, up from 14.2 percent in 1989."
19.  The ACA Expanded Insurance Coverage of Contraceptives -- And Then Prices Soared
Cato Institute Link to more items from this source
Jan. 27, 2020
"Before the mandate took effect -- i.e., during a period when consumers more often paid for oral contraceptives directly -- price changes for hormones and oral contraceptives generally followed a path similar to that of non-prescription drugs ... Prices for hormones and oral contraceptives actually fell by 12 percent in real terms. As the mandate began to take effect and as the ACA made oral contraceptives seem 'free' to more purchasers, prices for hormones and oral contraceptives began to rise. By the time the mandate took full effect in early 2014, prices for hormones and oral contraceptives reversed five years of real reductions and caught up to the 17 percent growth in real prices for other prescription drugs."
20.  The FAMILY Act Costs More than Expected
Cato Institute Link to more items from this source
Apr. 4, 2019
"A new report suggests that the Democrats' FAMILY Act paid leave proposal is substantially more costly than previously estimated. The difference is meaningful: using more realistic assumptions, the cost of national paid leave is 7-fold greater than previous estimates, and taxpayers would be picking up the tab."
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