Message Boards Digest

November 30, 2017

Here are the most recently added topics on the BenefitsLink Message Boards:

Author's photo

pmacduff created a topic in Relius Administration

Loan Modeling in Relius

Prior to version 18 (I think) when the loan specs and info were separate on the "Data Entry" flag, you could model a loan for a participant and generate an amortization schedule without having to set up a loan. This was helpful for participants who were looking for the different repays for different time periods. I understand that the loan setup info has been moved to the participant census screens. Is there still a way to "model" a loan and generate an amortization without setting the loan up?
Number of replies posted  3 replies      Number of times viewed  31 views      Add Reply

Online Learning Course: HSA and HRA Basics

Sponsored by International Foundation of Employee Benefit Plans [IFEBP]
This e-learning course will provide an in-depth look at HSA and HRA programs as well as how these programs interact with an HCFSA.
Author's photo

ERISAAPPLE created a topic in Defined Benefit Plans, Including Cash Balance

Impact of PPA

A consultant suggested the PPA effectively repealed IRS Notice 96-8, at least to the extent the notice said future interest credits are part of the benefits that are already accrued. He says under the PPA the cash balance is the accrued benefit. But if what he is suggesting is correct, could that mean you could reduce the interest credits on benefits that have already accrued? That doesn't seem right. Am I mixing apples and oranges here?
Number of replies posted  1 reply      Number of times viewed  34 views      Add Reply
Author's photo

thepensionmaven created a topic in Retirement Plans in General

What Date to Use for RMD Calculations by Terminating Plan?

A 401(k) plan terminating in 2017, last day of plan year 2017 would be the date all assets distributed, which I do not know yet, but obviously would be the month all assets out of the plan. Accountant questioning RMD for 2018, on the basis that the valuation date for 2018 is the last day of the plan year. IRAs are easy: the last day of the calendar year prior. Qualified plans and 403(b)s: the last valuation date in the calendar year immediately preceding the distribution year. Does this mean we'd have to use the last day of the short plan year within the preceding plan year, or the last day of the calendar year preceding the distribution calendar year?
Number of replies posted  3 replies      Number of times viewed  39 views      Add Reply, Inc.
1298 Minnesota Avenue, Suite H
Winter Park, Florida 32789
(407) 644-4146

Lois Baker, J.D., President
David Rhett Baker, J.D., Editor and Publisher
Holly Horton, Business Manager

Copyright 2017, Inc. All materials contained in this mailing are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

Links to web sites other than and are offered as a service to our readers; we were not involved in their production and are not responsible for their content.

Unsubscribe | Privacy Policy