Message Boards Digest

September 26, 2018

Here are the most recently added topics on the BenefitsLink Message Boards:

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ERISA-Bubs created a topic in Defined Benefit Plans, Including Cash Balance

Nondiscrimination Testing in an Early Retirement Window: Fail-Safe Provision in Amendment?

We are setting up an early retirement window in our pension (DB) plan -- retire within a specified time an you get two additional years credited service and two additional years age. Our actuaries are wondering if it would make sense to add a statement in the early retirement window amendment that the early retirement window enhancements are subject to meeting nondiscrimination testing requirements. By doing this, they think it gets out of paying the benefits out of the plan if the discrimination test is failed or by giving non HCEs additional benefits in the plan to allow discrimination testing to be met. This seems unnecessary to me -- wouldn't both of those things be options if we fail nondiscrimination testing anyway? Why do we need to include it in the amendment?
Number of replies posted  2 replies      Number of times viewed  27 views      Add Reply
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Griswold created a topic in 403(b) Plans, Accounts or Annuities

Plan Mistakenly Brings Aboard Non-Employee as a Participant

Non-profit #1 sets up non-profit #2 and runs payroll for them. #1 lets a #2 employee into #1's plan. I see provisions in EPCRS regarding how to fix the early letting in of an employee, but this doesn't seem covered by that. She seems ineligible to me, though she's on the payroll. Any thoughts?
Number of replies posted  5 replies      Number of times viewed  62 views      Add Reply, Inc.
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