Trying to learn what software providers are available to import client census and produce a side-by-side comparison of contributions to participants based on plan and contribution types for use in proposals. Have already found one with EBG Systems that I haven't reviewed yet, and also one for a Pension Online, that I signed up for a 14 day free trial. Does anyone know of others used, and which ones are the most preferred based on ease of use, most features, and lowest costs?

I have a one owner company with K-1 income and the CPA is calculating the maximum that can be contributed on the IRS SEP/401K worksheet. The Plan document says that the contribution is integrated with SS at 100% of the TWB, 4 tier. There is one non-owner is under the SSTWB. When calculating the contribution for integration, can the contribution percentage to the non-owner be less than what the maximum that owner's contribution calculation is? For example, owner's maximum contribution calculated is $29,000, which is 20% of his net earned income. The employee is getting 6%. Is that allowable?

The Plan states that an "actively employed" participant is eligible for an in-service definition once every 12 calendar months. If the employee is currently out on disability, would he/she still be classified as actively employed (assuming they are expecting to return to work)?

The series of events is as follows: [1] the parties divorce, [2] a QDRO is filed with the court, [3] the parties re-marry each other, [4] participant dies, [5] widowed alternate payee submits QDRO to the Fund for the first time after his death. My only question is: does the existence of a valid QDRO nullify the J&S benefit to the AP? Does she get both?

We had a company acquire another in 2018 and they both maintain separate plans. They now are a controlled group. The one that acquired the other utilizes top-paid group while the other plan does not. I know we are supposed to be uniform in how these are tested but wasn't sure if it's okay to test separately during the acquisition year.