Message Boards Digest

March 2, 2020


Here are the most recently added topics on the BenefitsLink Message Boards:

jessgaines created a topic in Defined Benefit Plans, Including Cash Balance

Can't Get IRS Determination Letter for Individually Designed Cash Balance Plan

"Has anyone been denied a determination letter for an IDP cash balance plan? I have a client that restated an IDP to a preapproved plan. The original IDP had never obtained a DL, so they wanted to get a DL for the original plan. We sent in the application in May 2019 and we've just received a letter stating that, due to section 12 of Rev. Proc. 2019-4, they aren't able to issue a determination. Has you heard this before? The IRS agent said they're notifying many applicants about it."

2 replies   |    56 views   |    Add Reply

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BG5150 created a topic in Form 5500

12/31/2019 Deferrals Were Remitted Late -- Use 2019 Version of Form 5530? Or 2020 Version?

"We have a company that did not remit its 12/31/2019 deferrals on time. Using the 7-business day rule, they were due 1/10/20. So do I use a 2020 Form 5330? Can I use a 2019 form? They had 2 other late payrolls during the middle of 2019, so I'm filing a 2019 form anyway."

1 reply   |    67 views   |    Add Reply

susieQ created a topic in Defined Benefit Plans, Including Cash Balance

Deadline for Individually Designed DB Plan Restatement?

"Am I correct in thinking that a previously Cycle D individually designed defined benefit plan must be restated by April 30, 2020?"

2 replies   |    53 views   |    Add Reply

cwparsons created a topic in 401(k) Plans

Solo 401(k) and Statutory W-2 Income

"Is statutory W-2 income excluded for a sole proprietor in calculating income for the purposes of salary deferral or employer contribution?"

1 reply   |    58 views   |    Add Reply

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