Message Boards Digest

August 18, 2020

Here are the most recently added topics on the BenefitsLink Message Boards:

loch1 created a topic in Litigation and Claims

Insurer on My LTD Policy is Unilaterally Extending the Claim Response Deadline by 7 Days

In my ERISA long-term disability plan, the insurer is adding about 7 days to the documented date the claim was faxed to them, for 'processing time.' Obviously this gives them 52 days to respond rather than 45. Is this legal? The SPD does not seem to address it."

4 replies   |    36 views   |    Add Reply
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ICT_Bob created a topic in 401(k) Plans

Can Participant Still Request an RMD?

"If a participant has reached their Required Begining Date, is still employed and is not a 5% owner are they still able to request that an RMD be processed for them for the tax year? Extra wrinkle: What if the plan does not allow for in-service distributions at age 59-1/2?"

3 replies   |    28 views   |    Add Reply

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