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BenefitsLink
Message Boards Digest
December 1, 2020
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Here are the most recently added topics on the BenefitsLink Message Boards:
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jsample created a topic in Retirement Plans in General
"I wasn't sure where to ask this and after searching the forums I am guessing here. Does anyone still use FDP? I have a friend who is trying to run valuations using FDP for 12/31/20, and the old DOS based system thinks 12/31/20 is earlier than 12/31/19, so nothing will run. My friend is not sure if it is an FDP issue or a DOS issue. I know this is really reaching -- for the youngsters, FDP was a recordkeeping / compliance software laid to rest around 2000/2001 (?)."
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KML created a topic in Correction of Plan Defects
"Is the relief for failure to adopt a written 403(b) plan document still available under EPCRS for a 403(b) plan that was not in existence in 2009? We have a 403(b) plan which became effective in 2014, but never adopted a plan document. Can we submit a VCP using the Model VCP Schedule 2?"
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digger created a topic in 401(k) Plans
"Employer handed out a 2021 safe harbor match notice early and now wants to change to a 3% SHNEC for 2021. Are they obligated to the 2021 SH Match because of the notice, or can we get a new notice out by December 1 and change that?"
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M Norton created a topic in SEP, SARSEP and SIMPLE Plans
"Not-for-profit client adopted a SEP on a Merrill Lynch SEP document (not IRS form) with a fiscal year end of 9/30. Can a SEP have a fiscal year? I have seen only calendar-year SEPs."
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Pammie57 created a topic in 401(k) Plans
"I have a client whose home was destroyed in March by tornado. With the cost of lumber going up so much, they need to take a distribution from their 401k to pay the additional expense to rebuild that insurance did not cover. Could that be a reason for a hardship withdrawal or just an inservice with 20% withholding? Rebuilding on the same lot."
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Here are the most recently posted jobs on EmployeeBenefitsJobs.com, a service of BenefitsLink:
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Pension Plan Specialists, PC
Telecommute / Vancouver WA / OR
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Alerus
Telecommute / East Lansing MI / Troy MI
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Archer, Byington, Glennon & Levine, LLP
Melville NY
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Ferenczy Benefits Law Center
Atlanta GA
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Archer, Byington, Glennon & Levine, LLP
Melville NY
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BenefitsLink.com, Inc.
1298 Minnesota Avenue, Suite H
Winter Park, Florida 32789
(407) 644-4146
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Lois Baker, J.D., President loisbaker@benefitslink.com
David Rhett Baker, J.D., Editor and Publisher davebaker@benefitslink.com
Holly Horton, Business Manager hollyhorton@benefitslink.com
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Links to web sites other than BenefitsLink.com and EmployeeBenefitsJobs.com are offered as a service to our readers; we were not involved in their production and are not responsible for their content.
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