"President Trump has not signed H.R. 133, and made remarks that call into question whether he will sign. The bill passed both bodies of Congress with votes more than the two-thirds that would be needed to override a President’s veto. House: 327–85, 359-53; Senate 92-6. Yet, Members might vote differently in a different political context. If the President neither approves the bill nor returns it with his objections “within ten Days (Sundays excepted) after it shall have been presented to him, the [bill] shall be a Law, in like Manner as if he had signed it, unless the Congress by their Adjournment prevent its Return, in which Case it shall not be a Law.”"

"Plan wants to amend to remove the AE feature of the QACA SHNE and change to traditional SHNE. Will the vesting schedule still apply to those SHNE contributions already made under the QACA SHNE provision?"

"A Safe harbor Match plan distributed a SH notice for 2021 but now, (12/23/20) would like to rescind the notice, NOT make a SH Match in 2021. Does the plan need to follow the 30 day notice rules and actually begin SH Match January 2021 or does it make a difference that the year for which the SH Match was promised has not yet started?"

"Husband and wife each own a business. The businesses are unrelated and are not members of a controlled group or ASG. The wife has a SIMPLE IRA. The husband wants to sponsor a 401(k) plan and exclude the wife. Is there anything preventing the wife from contributing to her SIMPLE IRA after the husband's 401(k) plan is established?"

"To all -- wishing you happy holidays and a healthy new year. These message boards have been a wealth of information, with many different contributors sharing their knowledge and experiences. Thank you all!"