Message Boards Digest

January 1, 2021

Here are the most recently added topics on the BenefitsLink Message Boards:

Holliday created a topic in Qualified Domestic Relations Orders (QDROs)

QDRO - Do I Need One?

"I was legally separated from my spouse in 2009. We agreed on our legal separation (filed in court) to split all retirement 50/50. The value of my 401k/IRA was worth about the same as his municipal pension + IRA at that time. The intent was that he got 50% of my 401k/IRA and I got 50% of his Pension. We never got or filed a QDRO. Fast forward to last year. He could start collecting his municipal pension. Since no QDRO was ever filed we filled out the paperwork together. I signed off on him getting his full pension during his lifetime and I get 50% after his death. He signed off his rights as beneficiary on my 401k/IRA and pension (all of the pension was earned after 2009) and I sent that in and it was approved. Do we/should we still get a QDRO or is the the paperwork we sent in to his municipal pension plan and my 401k/pension plan enough?"

2 replies   |    27 views   |    Add Reply

Supersunny created a topic in 401(k) Plans

Will I Have to Pay a Withdrawal Penalty?

"I cashed out a 401k in February 2020  I lost my job in March. Will I need to pay the penalty for withdrawing?"

1 reply   |    19 views   |    Add Reply, Inc.
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