"I have a question about how to report the transferred participants on the SSA when the same company created a new plan and transferred some of the participants to that plan. So, the same company is sponsoring both plans. The first plan (Plan Number 001) transferred some participants to the second plan by the same employer (to Plan Number 002). The SSA instructions seem to indicate that the transferred participant must be terminated to be included for the SSA purposes (here's the language from the SSA instructions: "When the benefit of a separated participant with deferred vested benefits is transferred from one plan to the plan of a new employer"). Since these participants are not terminated (they are still employed by the same company, but are now with the other 401k plan by the same employer, would they need to be included in the SSA? Thanks!"

"I’m an advisor creating a 401k plan with individual brokerage accounts that each have a unique portfolio of stocks (not as an SDBA- these managed accounts would be considered plan assets), and haven’t been able to find platforms that can support this. I’m building out the participant and plan sponsor web portals to get the needed inputs and convey the investment choices, and have direct API communication with the custodian, but need to outsource the administrative functions. Anyone with experience in this?"