Message Boards Digest

July 13, 2021

Here are the most recently added topics on the BenefitsLink Message Boards:

Gilmore created a topic in 401(k) Plans

U.S. Company with Puerto Rico Employees

"I have read some of the previous discussions on how to treat an employee of a US company with a US 401(k) plan that is a resident of Puerto Rico. I think I understand that if the employee is a bona fide resident of Puerto Rico, and all service for the US company is performed in Puerto Rico, then the compensation earned is considered to be non-US source income. Correct? If so, and the plan document does not have dual provisions for US and Puerto Rico, is the employee treated as excludable for coverage, or are they non-excludable, non-benefitting?"

No replies yet   |    Click Here to Add a Reply
[Sponsored] -- Qualified Plan eSource: Major Update

Sponsored by Burrmont Compliance Labs LLC
Ilene H. Ferenczy, JD has completely re-written the 401(k) chapter in the Qualified Plan eSource. 260+ pages of new material, 220 examples supplemented by 400 Q&As from our Ask the Author service. Contact us at: or 612-605-2266

pmacduff created a topic in Distributions and Loans, Other than QDROs

Required Minimum Distributions for 2021 -- Use 'Old' Table?

"Along with the age change for the first RMD from 70-1/2 to 72, I see new tables for the calculations. It appears that the new table must be used in 2022 and going forward. So, for 2021, I can use the 'old' table? That's what my software used, but I'm looking for confirmation."

2 replies so far   |    Click Here to Add a Reply

PS created a topic in Plan Terminations

Full Vesting at Plan Termination Required for Participants No Longer Working for Plan Sponsor?

"When a plan is terminating as per IRS all participants would require to be 100% vested. Does that mean terminated as well as active participants? One plan that's terminating has participants who left employment in 2020. The client believes these participants should not be 100% vested, and that only active participants should be 100% vested."

2 replies so far   |    Click Here to Add a Reply

AndyH created a topic in Defined Benefit Plans, Including Cash Balance

Questionnaire to Prospective Client as to Existence of Affiliated Service Group?

"Have a prospect (existing plans) that may be in an ASG and may not be aware of the rules. Does anyone know of a fairly simple questionnaire that can be sent to the prospect to start the screening for this?"

2 replies so far   |    Click Here to Add a Reply

Here are the most recently posted jobs on, a service of BenefitsLink:

View job as Customer Experience Specialist

Customer Experience Specialist  View details

Aimpoint Pension
Telecommute / Pompano Beach FL

View job as Relationship Manager

Relationship Manager  View details

WWA Integrated Wealth Strategy Group
Dallas TX

View job as Retirement Plan Administration Consultant

Retirement Plan Administration Consultant  View details

Minneapolis MN

View job as Sr Recordkeeping Specialist

Sr Recordkeeping Specialist  View details

BlueStar Retirement Services, Inc

View job as DC Plan Administrator

DC Plan Administrator  View details

Retirement, LLC
Telecommute / Oklahoma City OK

►View More Jobs

►Post a Job

►Get Instant Job Alerts, Inc.
56 Creeksong Road
Whittier NC 28789
(407) 644-4146

Lois Baker, J.D., President
David Rhett Baker, J.D., Editor and Publisher
Holly Horton, Business Manager

Copyright 2021, Inc. All materials contained in this mailing are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

Links to web sites other than and are offered as a service to our readers; we were not involved in their production and are not responsible for their content.

Unsubscribe | Privacy Policy