Message Boards Digest

May 16, 2022

Here are the most recently added topics on the BenefitsLink Message Boards:

TC1 created a topic in 401(k) Plans

Related Rollovers

"We are moving a 401(k) from another provider to our platform. The plan has both related and regular rollover. We set up 2 separate money types to keep the funds separate. I'm being told that I need to find out the prior sources that the related rollover came from, like deferral, match, etc. I have never heard anything like this before. Is this correct? At prior employers, we never got this information, and I wouldn't know what to do with it if I had it."

9 replies so far   |    Click Here to Add a Reply

HCE created a topic in Qualified Domestic Relations Orders (QDROs)

Disputed QDRO

"We have a participant who's been sending us letters for months, warning us that we might receive a QDRO but we should not honor it because it will be bogus (in this case it is a child support QDRO and he claims and has provided some documentation suggesting he is current on child support).

Today we received the QDRO. It is certified by a court and, under normal circumstances, we would approve and process it. Questions: [1] Should we tell the participant we received the QDRO and give him time to respond? [2] Should we give the participant a copy of the QDRO (if not by default, should we if he asks for it)? [3] should we give him additional information, like the cover letter with the attorney's contact information (if not by default, should we if he asks for it)?

My preference is to honor the QDRO if it has been approved by the court, but we've had at least one QDRO submitted in error in the past that was processed (i.e., the account divided and paid out to the AP) and it turned into a big mess. Our normal process is not to look outside the four corners of the QDRO document, but I want to avoid future headaches. EDIT: To add some context requested by some of the questions:

  • 'We' refers to the delegate of the Administrator tasked with approving QDROs.
  • I refer to the Order as a QDRO, because we have already determined that it satisfies the criteria necessary to be approved as Qualified.
  • Our process does call for notification of receipt of the Order, but not necessarily providing an actual copy of the Order, and definitely not for providing additional information, such as cover letters and attorney contact information.

The big questions revolve around how much additional information we should provide to the participant upon request, and whether we should give any credence to non-QDRO related information (such as the participant's objection), and if we need to give the Participant time to respond before proceeding."

6 replies so far   |    Click Here to Add a Reply

Here are the most recently posted jobs on, a service of BenefitsLink:

View job as DB/DC Administrator

DB/DC Administrator  View details

Primark Benefits
Remote / San Mateo CA

View job as Defined Contribution Plan Administrator (Entry Level)

Defined Contribution Plan Administrator (Entry Level)  View details

Remote / Phoenix AZ

View job as Distribution Processor

Distribution Processor  View details

Duncan Financial Group, LLC
Remote / Irwin PA

View job as Assistant Director of Pension Administration

Assistant Director of Pension Administration  View details

Primark Benefits
Remote / San Mateo CA

View job as Retirement Plan Administrator

Retirement Plan Administrator  View details

Nicholas Pension Consultants
Remote / Rancho Cordova CA / Corona CA

View job as RPS Client Account Manager

RPS Client Account Manager  View details

T. Rowe Price
Owings Mills MD / Colorado Springs CO

View job as Director Compensation

Director Compensation  View details

MTA Headquarters
New York NY

View job as Manager Compensation

Manager Compensation  View details

MTA Headquarters
New York NY

View job as Fund Reconciliation and Reorg Analyst

Fund Reconciliation and Reorg Analyst  View details

Ubiquity Retirement + Savings
Remote / San Francisco CA

View job as Director, Retirement Plan Services

Director, Retirement Plan Services  View details

Definiti LLC

View job as Consulting Actuary - Mid-size Plan Market

Consulting Actuary - Mid-size Plan Market  View details

Definiti LLC

►View More Jobs

►Post a Job

►Get Instant Job Alerts, Inc.
56 Creeksong Road
Whittier NC 28789
(407) 644-4146

Lois Baker, J.D., President
David Rhett Baker, J.D., Editor and Publisher
Holly Horton, Business Manager

Copyright 2022, Inc. All materials contained in this mailing are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of, Inc., or in the case of third party materials, the owner of those materials. You may not alter or remove any trademark, copyright or other notices from copies of the content.

Links to web sites other than and are offered as a service to our readers; we were not involved in their production and are not responsible for their content.

Unsubscribe | Privacy Policy