"Looking for some general information regarding this type of plan. Can anyone please provide some basics about how these plans work and are administered?"

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"Does a plan have to require self-certification for Hardship distributions? If it is discovered under audit or otherwise that the hardship should not have been permitted (because the employee lied) what is the penalty?"

"An employer became an adopting / participating employer in a PEP effective 1/1/2022. They have 10 eligible NHCE's. In 2023 they established a new single employer 401(k) plan and did a spinoff from the PEP. For purposes of the plan startup credits, would they qualify under the Secure 2.0 provisions for administrative expenses under both plans (PEP and single employer 401(k) plan) or are they limited in some way in the 401(k) plan?"

"I just uploaded an 8955-SSA file to the Fire system. There was an error on the file. Does anyone know how to cancel the filing?"