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Message Boards Digest

March 22, 2023

Here are the most recently added topics on the BenefitsLink Message Boards:

PKB2055 created a topic in Defined Benefit Plans, Including Cash Balance

Variable Income DB Plans

"Looking for some general information regarding this type of plan. Can anyone please provide some basics about how these plans work and are administered?"

No replies yet   |    Click Here to Add a Reply
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MGOAdmin created a topic in 401(k) Plans

Hardship Self-Certification

"Does a plan have to require self-certification for Hardship distributions? If it is discovered under audit or otherwise that the hardship should not have been permitted (because the employee lied) what is the penalty?"

1 reply so far   |    Click Here to Add a Reply

notapensiongeek created a topic in 401(k) Plans

Plan Startup Credit

"An employer became an adopting / participating employer in a PEP effective 1/1/2022. They have 10 eligible NHCE's. In 2023 they established a new single employer 401(k) plan and did a spinoff from the PEP. For purposes of the plan startup credits, would they qualify under the Secure 2.0 provisions for administrative expenses under both plans (PEP and single employer 401(k) plan) or are they limited in some way in the 401(k) plan?"
2 replies so far   |    Click Here to Add a Reply

Gadgetfreak created a topic in 401(k) Plans

How to Cancel an IRS Fire.com File Submission?

"I just uploaded an 8955-SSA file to the Fire system. There was an error on the file. Does anyone know how to cancel the filing?"

3 replies so far   |    Click Here to Add a Reply

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