"I'm looking for a comprehensive checklist to review an ESOP plan for compliance. Anyone have a checklist they're willing to share and/or a resource that does a pretty good job. Anyone using artificial intelligence/chatgpt/other apps to review ESOP plans and compliance? I have an old checklist and just want to see if there's something I'm missing or should change."

"Now that new pre-approved 403(b) documents have been submitted to the IRS for new Cycle does anyone have contacts at the IRS as to how the discretionary matches might work? With the Cycle 3 401(k), they allowed the 'flexible discretionary match' provision due to the late decision that previously 'normal' flexibility shouldn't be allowed, but word on the street was that they would NOT permit this approach on the 403(b) plans. I don't know about the rest of you, but some of our non-profits have some of the most ridiculously complicated flexible match scenarios, which likely won't be allowed. Anyone have IRS contacts/feedback, at this early stage, as to what parameters might be imposed on match formula provisions? Never too early to start preparing them that they might have to think about other possibilities."

"We are a midsize TPA firm established in 1977 looking for an acquisition or merger. Please respond to steve@apspension.com."