BenefitsLink® Message Boards Digest

November 10, 2023

Here are the most recently added topics on the BenefitsLink® Message Boards

Jakyasar created a topic in Retirement Plans in General

Does AFN Replace SAR in a PBGC-Covered DB Plan?

"I prepare the AFN and also provide a mini-SAR (software does it this way). Taking over a plan where the other TPA insists that AFN is sufficient i.e. no SAR is required and they have never provided to the plan sponsor. Am I missing something here?"

6 replies so far   |    Click Here to Add a Reply

waid10 created a topic in Defined Benefit Plans, Including Cash Balance

Cash Balance Plan: In-Service Distribution (Rollover to IRA) Permitted?

"We have a Cash Balance Plan. A participant has asked about in-service distribution (rollover). Specifically, he is asking if he makes a contribution in 2023, and reaches age 59 1/2 in 2024, can he rollover the funds into a traditional IRA as an in-service distribution and continue to participate in the plan. My understanding is that this is not permissible. This seems like it would directly go against the concept of a cash balance plan and almost treat it like a 401k. But my understanding of cash balance plans is definitely lacking. The participant says he has been told by others that this is allowed. Can anyone help?"

4 replies so far   |    Click Here to Add a Reply

Renafesq created a topic in Governmental Plans

Coronavirus-Related Relief for Retirement Plans: Still Available?

"Does anyone know whether this guidance is still reliable? I thought there was a sunset on this, but looks like it may still be applicable. Specifically, I am wondering if a governmental employee may take an in-service distribution before age 59 1/2 since the plan allows for earlier retirement age (age 53). (See Q&A #2)."

No replies yet   |    Click Here to Add a Reply

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