"Client moves plan from national 401(k) vendor #1 to national 401(k) vendor #2. Vendor #1 has a fee they charge when the plan leaves and Vendor #2 reimburses a portion of that fee and puts the $$ in the plan unallocated cash account directing the client that it can be used for reducing employer contributions or to pay fees. If the client paid the initial fee to vendor #1, can the client reimburse the company for the portion that vendor #2 put in the cash account?"

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"I have a 401(k) plan with a terminated participant who accrued all of her benefits in Florida and has maintained her account in the plan. She has since moved to Virginia and now wants to take distribution of her account balance. Here's the question: when she takes her distribution, her CPA thinks that she will have to pay Virginia State Income Tax on the monies she received from the plan. I don't believe that this is the case."

"If everything was acquired during marriage in Maryland, does the have to divide any Retirement Plan/Assets that were acquired and purchased during the ask. I ask because my 401k was initated during our marriage, but my court order does explicitly mention the 401k. Is it possible for my ex-wife to go back to court and say that this was an error on the court part because it was Marital Money?"

"About healthcare services, a news article this morning describes wide price variations for the same service--even in the same hospital--based on prices negotiated with a health plan.  ... Hospital Pricing Data Troves Raise Stakes on Employer Plan Costs, Bloomberg Law Daily Labor Deport ... Following size and some other factors, there are price differences for most kinds of services a retirement plan buys. But are the ranges as wide as the examples quoted above? I don’t disparage price differences. There are many legitimate reasons for prices to differ. Among them: Some fixed costs are about the same for a plan no matter its size. Some variable costs can be much more for a small plan than for a big plan. And some economies of scale, with either a plan or a service provider, can affect costs and prices. Rather, I hope to learn more about how much prices differ."