"Our company was acquired earlier this year. We have been told that the existing benefits will terminate on 6/30 and that employees will be given the option to enroll in the New/Acquiring company's benefits. I am getting several questions from FSA participants wanting to know if they can stop contributing to their FSAs given that the plan is scheduled to terminate on 6/30 (normally the plan year is 1/1-12/31.) Participants are being told that they must incur expenses prior to 6/30 and some are claiming that this isn't fair because they had intended to use the money later in the year and they shouldn't be forced to keep contributing, knowing that the plan will end early. I have never dealt with a situation like this and can't find anything that specifically addresses the situation. Can participants make a mid-year election change because the plan has been altered to end early?"

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"We have a plan where the plan sponsor/trustee made a contribution on behalf of his daughter who is neither employed or received compensation from the plan sponsor. She is ineligible. He then moved the contribution to a plan checking account and invested the money in a short term real estate loan along with his money. The real estate loan/note is not a party-in-interest. What are the proper steps to correct this?"

"Can someone explain and simplify what this means for me in a QDRO? Can someone map out what the mathematical equations would look like:

"The Marital Share: This Order assigns to the Alternate Payee as a shared interest in an amount equal to fifty percent (50%) of the martial share of the Participant’s Accrued Benefit under the Plan. The martial share to the former spouse shall be computed by multiplying the monthly annuity of the Defendant by 50% and by multiplying the product thus derived by a fraction. The fraction shall have a numerator and shall include all months of the parties’ marriage from August 23, 1982, through November 11, 2009, and the denominator shall be the total number of months that the Participant accrued benefits under the Plan in order to first become eligible for Retirement Benefits under the Plan."

"Should the dates of a Common Law marriage be included in Domestic Relations Order for a Pension Plan?"

"If the client sponsors multiple plans (for instance of DB & DC Plan) and they are late on both plans are the fines separate? Or if it's under the same EIN do they just have to pay one fine for the late filing for all plans sponsored by their EIN?"

"I sadly have to inform this group that Mike Preston unexpectedly passed away Sunday 5/5 from natural causes. He was knowledgeable and generous with his time."