"Common Law marriage in a QDRO. Should include common law marriage dates in a QDRO?"

"We have a potential new client that is unhappy with the MEP that they joined 1/1/23. They would like to leave and become a standalone plan. How does a plan leave a MEP and become a standalone plan? Is this possible to do mid-year?"

"If a Participant of a Plan during a Divorce changed their beneficiary designation from their sign and had someone else sign as the Wife to change it and to withdrawal, is that illegal and what can be done to make sure the other side receives their share of the Retirement?"

"Do you need Spousal Consent to withdraw from an Empower 457 Plan Account"

"Has anyone had experience with a client who had a husband forge the wife signature to change beneficiary designations on Defined Contribution Plans?"

"I have a plan that has terminated effective 12/31/2023. I am completing their 12/31/2023 plan year end work. There were 3 participants that took a full distribution in 2023 (prior to the plan term or knowledge of the plan term). They were not fully vested to the profit sharing. 2 terminated in 2023 and 1 in 2020. The money was forfeited and used in 2023. Do we need to restore the accounts of the 2 participants that termed and distributed in 2023? If yes, where do I find, exact DOL or IRS language?"

"Does the 12 month rule (terminating 401(k) and starting a new plan) apply to a Solo 401(k) Plan? In December of 2023 solo 401(k) sponsor terminated his Roth 401(k) and rolled the funds to his Roth IRA. Now he wants to start another Solo 401(k) for 2024. Does the 12 month rule apply in which case he can not defer to the new plan until 2025?"

"We have an employer who owns 2 companies: [1] Company A: has employees. Currently has a 401(k) plan. [2] Company B: has no other employees besides the owner. Currently has no plan. Can the owner set up a SIMPLE IRA for company B?"