"Interested to see if anyone has dealt with a recordkeeper that has a solution for a company that wants to leave their PEP. My understanding of the process is they must establish a new plan, transfer to the new plan, then terminate the plan. The recordkeepers that we have PEPs with currently do not have a viable solution for this process. Curious to see if anyone else is running into this issue and if you have a work around."

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"I have been told by a long-time church plan actuary that church plans are subject to the pre-ERISA minimum funding requirements which they summarized as 'contributions must be made such that the plan's unfunded liability doesn't increase'. Despite several hours of research, I can't find any confirmation that [1] church plans are subject to the pre-ERISA minimum, or [2] that the pre-ERISA minimum is in fact a contribution to at least maintain the funded position of the plan. All I can find is that the plan must be funded (Rev Rul 71-91). Is anyone able or willing to confirm (preferably with some form of documentation) what I was told?"

"Under the provision of the Act dealing with the ability to get ER Roth Matching Contributions, is the employee taxed on the match immediately? If so, what happens if the funds are not vested at the time the employee leaves employment? Is there a deduction, would they amend their return, etc.? Or am I missing the mark on the fact that they would be immediately responsible for the tax?"