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April 25, 2025

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kayhan created a topic in Qualified Domestic Relations Orders (QDROs)

Ford General Retirement Plan QDRO Was Never Entered After 20 Years of Divorce

"I worked for Ford for 14 years and have a small pension approx $800. I have been divorced for 20 years. And remarried 7 years ago. The divorce decree specifies the QDRO in it for Ford 401K which was paid out to my ex at the time of divorce, and in the decree it also specifies that the pension benefits should be split 50% with my ex-wife. She never filed for formal QDRO paperwork for pension as far as I know. I am eligible to commence my retirement in Nov of 2025. So I submitted my request. The plan admin told me that usually it takes 3 days to send paperwork to be signed in, but due to the divorce and to investigate if any QDRO exists, it will take 5 weeks. Does Ford GRP go ahead automatically and enforces QDRO for pension per the divorce decree, or do they have to have a QDRO paper filed? Does anyone know? Can she go ahead and file for a QDRO now after 20 years? If the plan admin has a QDRO on file, shouldn't I, been noticed about it?"

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