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White Paper: a Needs-Based Approach to Decisions to Annuitize at Retirement (PDF)
Still River Retirement Planning SoftwareLink to more items from this source
Dec. 3, 2002

Excerpt: The percentage of people who elect annuitization over other options in defined contribution plans is generally reported to be less than 1%.... [Partly this is] because most retirees don't understand, or aren't even aware of, annuities. But it is also because there is a lack of good tools and methods for educating them ... We think we've come up with a promising new approach ... that might encourage more people to take advantage of this option when it's appropriate.

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