Hooker & Holcombe
DWC - The 401(k) Experts
ftwilliam.com / Wolters Kluwer
Actuaries Unlimited, Inc.
Steidle Pension Solutions, LLC
Spectrum Employee Benefits, Inc.
Farmer & Betts, Inc.
Steidle Pension Solutions
Ubiquity Retirement + Savings
Trucker Huss, APC
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|Those Who Need Medication the Most Should Pay the Least; Evidence That This Is Cost-Effective|
Managed Care Magazine
Nov. 1, 2004
Excerpt: The benefit-based copayment model, which places individual consumers with established medical need on the lowest formulary tier, is a simple and humane concept: Keep chronically sick people from needing expensive care by making their medications inexpensive, perhaps even free. The model could become a standard of formulary design or it may be a utopian concept that will never be widespread.
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