EPIC Retirement Plan Services
Hochheiser Deutsch & Co, Inc.
Nicholas Pension Consultants
Farmer & Betts, Inc.
Kentucky Trust Company
Loren D. Stark Company
Plumbers Local Union No. 1 Benefit Funds
Retirement Plan Consultants
Pension Rights Center
RTD Financial Advisors
Retirement Industry Trust Association (RITA)
ERISA Services, Inc.
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|The (K)oncept Plan - 2004 Model: Real World Solutions for Managing Defined Contribution Plans|
Stephen J. Lansing via 401kHelpCenter.com
Nov. 8, 2004
Excerpt: In the balance of this paper we will discuss numerous commitment devices that can be used to help people behave in a way that is conducive to their long-term financial security. There are many heuristic tools (short cuts) that can be employed to finesse participants into actions they acknowledge are desirable but seem unwilling to take. Accepting this premise is to understand that most people are not risk adverse investors (rational economic agents) but are loss adverse savers.
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