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2/21/2006: Disability Insurance Buyers Complain Claims Not Always Honored (RALEIGH NEWS & OBSERVER via Inside Bay Area)
Excerpt: Disability claims are treated as an administrative matter under the 1974 Employee Retirement Income Security Act, known as ERISA. That means a policyholder who wins a dispute against an insurer can collect only the benefits he was supposed to get all along, and possibly some attorney fees, but no punitive or compensatory damages.
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