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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth (PDF)
University of Michigan Retirement Research Center [MRRC] 
Apr. 26, 2006
Working paper by Annamaria Lusardi and Olivia S. Mitchell. Excerpt: Since many members of this [early baby boomer] cohort are reaching retirement with a substantial portion of its wealth in housing, they are particularly vulnerable to housing value shocks. By contrast, holders of stocks, IRAs, and business equity are concentrated in the top quartiles. [Working paper no. 2006-114]
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