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Excerpt: While [the author doesn't] necessarily take exception to the notion that the pre-fab TRF's are designed to meet both their sponsors economic objectives as well as their clients investment goals, [the author suspects] there are probably not that many plans where the customized TRF solutions based on their existing fund lineup would both; have an inherent expected performance advantage and the 'expected' excess returns would out-weight the added expense and liability[.]
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