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[Opinion]

12/13/2006: Hey Dude, the PPA is Sweet, but Maybe not for Retirement Dreams (Dennis Ackley via 401kHelpCenter.com)
Excerpt: It's a virtual certainty that successful users of 401ks were motivated by a personal financial goal. That's something no automatic plan design feature can provide. Plan sponsors' interest in automatic plan features may be due in part because they've seen expensive and time-consuming retirement education programs fail. Too many programs have not helped employees acquire the knowledge and motivation - and take appropriate action - to be successful.
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