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Hey Dude, the PPA is Sweet, but Maybe not for Retirement Dreams
Dennis Ackley via Link to more items from this source
Dec. 13, 2006
Excerpt: It's a virtual certainty that successful users of 401ks were motivated by a personal financial goal. That's something no automatic plan design feature can provide. Plan sponsors' interest in automatic plan features may be due in part because they've seen expensive and time-consuming retirement education programs fail. Too many programs have not helped employees acquire the knowledge and motivation - and take appropriate action - to be successful.

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