Excerpt: [A]s health plans develop the next generation of CDHPs -- adding more detailed information on price and quality, more sophisticated online tools, a greater focus on prevention and wellness, and easier payment at the point of care -- they are working on incremental changes that will continue to have important, even transformational, long-term results. Because if the goal is to turn health plan members into health care consumers, insurers and consultants say, a high-deductible health plan with a Web site and an account is just a start.  MORE >>