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The Saver's Credit - What Does It Do for Saving? (PDF)
AARP Link to more items from this source
Feb. 25, 2008
8 pages. Excerpt: This AARP Public Policy Institute paper by Lisa Southworth and John Gist uses detailed examples to show that the saver's credit has great potential to effectively target a retirement savings tax incentive to low- and middle-income taxpayers, including a substantial number of filers over age 50. It concludes that Congress could improve the credit by making it refundable, expanding eligibility, smoothing the credit rate drops, and supporting public education efforts in order to maximize the use of this incentive to save.

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