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Adequacy of Economic Resources in Retirement and Returns-to-Scale in Consumption
Michigan Retirement Research Center, University of Michigan Link to more items from this source
June 3, 2008
Excerpt: Most assessments of the adequacy of retirement resources are expressed as a comparison of preretirement income to immediate post-retirement income. Yet, among couples a substantial fraction of retirement years is eventually spent by the surviving spouse living alone. To the extent that singles need less than couples to maintain the same standard of living, assessments of the adequacy of economic resources that make no adjustment for widowing will systematically misstate economic preparation.

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