Excerpt: If your group health plan is subject to the Mental Health Parity Act requirements, provides coverage for mental health or substance use disorder benefits, and imposes financial requirements or treatment restrictions greater than those now permitted, it will need to be revised before the first plan year beginning on or after October 3, 2009 (or a later date as permitted for certain collectively bargained plans). Unless mental health and substance use disorder benefits are eliminated, the cost of coverage can be expected to increase.  MORE >>