Subscribe (Free) to
Daily or Weekly Newsletters
Post a Job

Featured Jobs

Business Development Director

AimPoint Pension
(Remote / Pompano Beach FL / AL / GA)

AimPoint Pension logo

Regional Vice President of Sales

The Retirement Plan Company
(Remote / AL / FL / GA / MS)

The Retirement Plan Company logo

Defined Benefit Combo Cash Balance Compliance Consultant

Loren D. Stark Company (LDSCO)
(Remote)

Loren D.  Stark Company (LDSCO) logo

Retirement Plan Administrator

Bates & Company, Inc.
(Remote / Winter Park FL)

Bates & Company, Inc. logo

Loan & Distribution Specialist

AimPoint Pension
(Remote)

AimPoint Pension logo

Director of 3(16) Operations

Compass
(Remote / NH / Hybrid)

Compass logo

View More Employee Benefits Jobs

Free Newsletters

“BenefitsLink continues to be the most valuable resource we have at the firm.”

-- An attorney subscriber

Mobile app icon
LinkedIn icon     Twitter icon     Facebook icon

Comparing Strategies for Retirement Wealth Management: Mutual Funds and Annuities
Social Science Research Network Link to more items from this source
Jan. 4, 2009
Excerpt: We compare several strategies for individual wealth management in retirement, focusing on investment performance and trade-offs between wealth creation and income security. Systematic withdrawals from mutual funds generally give opportunities for greater wealth creation but this strategy also entails large probabilities of investment losses and volatile income flows. Variable immediate annuities likely distribute higher incomes than the systematic withdrawals but lack the income security featured in fixed payout life annuities. Fixed life annuities and variable annuities with guaranteed minimum withdrawal benefit (VA GMWB) offer considerable income stability. A mix of mutual funds and fixed-payout life annuities may serve both wealth growth and certain degree of income protection, similar but not identical to a VA GMWB strategy. Wealth and income in the various strategies also differ significantly owing to differing levels of fees.

Please click here to report this link if it is broken (for example, if you see a "404 File Not Found" error message after you click on the linked news item's title).
An important word about authorship: BenefitsLink® created this link to the news item, but we are not the news item's author (unless expressly shown above).
© 2024 BenefitsLink.com, Inc.