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COBRA Premium Subsidy Triggers Changes for Small Employers Under State Mini-Cobra Laws
Dinsmore & Shohl LLP Link to more items from this source
[Guidance Overview]
Apr. 27, 2009
Excerpt: Federal healthcare continuation coverage requirements (generally referred to as 'COBRA') generally do not apply to group health plans sponsored by employers with fewer than 20 employees. However, The American Recovery and Reinvestment Act of 2009 ('ARRA'), does not limit its premium subsidy provisions to federally mandated COBRA coverage. The ARRA subsidy also applies to State programs that provide comparable continuation coverage (so-called 'Mini-COBRA' laws). In response to ARRA, some states have lengthened the period of coverage, some states have added a second chance to enroll, and other states have proposed legislation to provide for continuation coverage for the first time.

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