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The Economic Crisis Has Accelerated the Decline of Defined Benefit Plans in the U.S. and U.K.
Oxford Analytica, via Forbes; subscription may be required Link to more items from this source
June 23, 2009

Excerpt: U.K. policymakers spent some six years investigating second-pillar (employment-related pensions) plans around the world to develop a new U.K. second-pillar institution: the Personal Accounts Delivery Authority. Under the U.K. Pensions Act of 2008, employers will be required to enroll eligible employees into a high-quality workplace pension.... U.S. policymakers have not matched U.K. policymakers' initiative; they appear stuck in a DB mindset. Indeed, Congress seems more interested in saving the DB institution for those who have DB benefits than embarking on reforms to create a new second-pillar institution for all, which would minimize the burden on the firm while ensuring retirement security for individuals.

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