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Answers to Readers' Questions About New Rules, Starting Jan. 1, Involving Roth Savings Plans
The Wall Street Journal; subscription may be required Link to more items from this source
[Guidance Overview]
Sept. 20, 2009
Excerpt: [Sample question:] I opened a traditional IRA several years ago in anticipation of the 2010 rule changes. None of my IRA contributions were tax-deductible, because my income is too high. And the market meltdown has left the value of my IRA below the amount invested. I assume that for me -- and many others -- a conversion would involve no tax bite whatsoever. True?

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