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Implementing a 401(k) Automatic Enrollment Arrangement
Ivins, Phillips & Barker Link to more items from this source
Sept. 28, 2009

Excerpt: The primary decision points for adoption and implementation of such an arrangement are the following: 1. Which employees will be subject to automatic enrollment: Any employee who does not have an affirmative election on file, or only new employees hired after the arrangement is first adopted? 2. What is the appropriate default contribution rate(s)? 3. Where should default contributions be invested until the employee exercises investment control? 4. What are the initial set-up and ongoing administrative costs?

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