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Addressing Fiduciary Concerns in the Purchase of 401(k) Distributed Annuities: Dealing With Irrevocability
Giller & Calhoun, LLC Link to more items from this source
Dec. 27, 2009

Excerpt: Fiduciaries can then further manage the risks by looking closely to the terms of the annuities being purchased. They can look for products that offer terms which address their concerns. For example, they can look well-priced 'outs' in the form of cash surrender options; for products which are funded in part with separate accounts which are protected from the insurer's creditors; or for funds and guarantees which are partially re-insured by an unrelated insurance company-thus spreading the risk.

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