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Disability Insurers, False Claims and Social Security Benefits
Stephen Rosenberg, The Wagner Law Group [Opinion] Feb. 2, 2010 Excerpt: Here's a story worth reading, about a case worth paying attention to, namely the pending First Circuit appeal ... concerning whether a long term disability insurer - namely Unum - engages in false claims when it instructs beneficiaries to also apply for Social Security disability benefits. Simply put, group long term disability plans routinely require participants applying for LTD benefits to also seek social security benefits, if they qualify, and the plans are structured so that the LTD benefits are off set by the amount of social security benefits received. |
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