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Changes Coming to Health Insurance Plans
Henry J. Kaiser Family Foundation Link to more items from this source
Apr. 6, 2010

Excerpt: Employers face new rules, rebates, costs: All new policies offered by employers must include both an internal and external appeals process so workers can contest coverage and other benefit decisions. The definition of a 'new plan,' isn't clear. It's possible it could include an employer who switches insurance carriers. HHS is expected to define that in regulations. Employers that offer drug coverage to retirees will lose the ability to deduct a 28 percent federal subsidy in 2013, but must report the effects on financial statements this year. Some employers may drop or reduce such coverage for retirees as a result. Conversely, employers that cover early retirees' medical costs will be able to apply for reimbursement of 80 percent of some expensive medical claims.

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